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Free Layaways on Buy-It-Now Items


1. Interest-Free Layaways.

The following terms & conditions apply to our Layaway Program:

1. Minimum order amount of $500.

2. Pay 1/3 down (check or credit card). The first payment must be sent to DLRC immediately.

3. Pay an additional 1/3 in 30 days.

4. Pay the balance in 60 days and we will ship your order upon receipt of final payment.

5. Trade-ins are welcome toward payment on Layaways. They will be handled on a case-by-case basis.

6. Due to the length of time given on layaways, returns are not accepted on any items purchased using the program.

7. You may accelerate payments at any time.

8. Canceled layaways will be assessed 15% of the total purchase price or $50, whichever is greater.

9. Layaways exceeding 60 days will be charged an interest rate of 1.5% per month and may be terminated at DLRC’s discretion pursuant to the terms in #8 above.

10. Contact Mary Lee or Jason Smith to set up a layaway on any order.

11. A maximum of (3) layaway or unpaid orders may be open at any one time.

12. When you provide a check as payment, you authorize us either to use information from your check to make a one-time electronic fund transfer from your account or to process the payment as a check transaction.

2. Extended Payment Plan.

The following terms & conditions apply to our Extended Payment Program:

1. Minimum order amount of $10,000.

2. 20% of order total required for the Down Payment. This payment must be received by DLRC within 7 business days.

3. For orders from $10,000-25,000 there will be equal, automatic payments spanning no more than six Months, plus 1% per month will be accrued and added to the remaining balance.

4. For orders over $25,000 there will be equal, automatic payments spanning no more than 12 months plus 1% per month will be accrued and added to the remaining balance. Accounts where scheduled payments are not received within 5 days of the monthly due date will be charged an additional $50 late payment fee.

5. Trade-ins are welcome toward payment on Extended Term orders. They will be handled on a case-by-case basis.

6. Due to the length of time given on layaways, returns are not accepted on any items purchased using the program.

7. You may accelerate payments at any time.

8. Canceled Extended Terms orders will be assessed at a minimum of 15% penalty of the total purchase price. DLRC, at its sole discretion, may charge a greater penalty based on adverse changes in the market value of purchases acquired on this payment plan.

9. Any Extended Terms order may be terminated by DLRC at any time at the company's discretion.

10. Only one Extended-Terms Plan may be active at a time.

11. When you provide a check as payment, you authorize us either to use information from your check to make a one-time electronic fund transfer from your account or to process the payment as a check transaction.